Find Affordable Home Insurance The Insurance Company that can sell you the most affordable policy depends on the characteristics of your home. Some companies want to insure high value homes, others look for less expensive homes. Some companies are willing to insure homes that are located near a brush fire hazard, while other companies will not. Some companies will charge a lot more for an older home, while others don't care. Some insurance companies, will not insure homes with prior claims while others will accept a home with multiple claims. Matching your home's characteristics with the correct company can save you hundreds of dollars. Let us do that for you. Most Insurance Companies Offer the following discounts: