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Pfeifer Insurance Brokers Blog: california

View the latest blog posts from Pfeifer Insurance Brokers.

I have been receiving a lot of questions about who qualifies for a premium subsidy based upon their household income. Fortunately Covered California provides this Federal Poverty Level Chart to explain just that.  The best way to explain how to read the chart is through an example: READ MORE >>

On October 12, President Trump announced that the government would no longer make Cost-Sharing Reduction (CSR) payments to health insurance companies. What are CSR payments? And what effect does their cancellation have on my health insurance coverage. Will the cost of my policy go up? READ MORE >>

Health care coverage and ObamaCare in particular have been in the news a lot lately. The Trump administration and Republicans in Congress made several attempts to “repeal and replace” ObamaCare in 2017. READ MORE >>

RENEWING YOUR HEALTH INSURANCE FOR 2017.    Those of you who live in the Bay Area may have read with some shock the page one article in Monday's (October 16, 2016) edition of the Chronicle, "Covered California's insurance hikes are starting to pinch. READ MORE >>

WEST FACES INCREASING RISK OF WILD FIRES A study published recently in the journal Proceedings of the National Academy of Sciences claims that human-induced climate change has doubled the area affected by forest fires in the West over the last thirty years.  READ MORE >>

NEW CALIFORNIA STATUTE REGULATES PUBLIC ADJUSTERS.   Last month (September 2016) Governor Brown signed into law new consumer protections for insureds who engage the services of a public insurance adjuster (PA). READ MORE >>

COMPONENTS OF CAR INSURANCE.  Last week I wrote about how you, as a careful consumer, could go about obtaining quality car insurance at the best possible price, emphasizing the cost factors that you yourself can control. ("How to Save on Auto Insurance Costs," September 21, 2016). READ MORE >>

CONTROLLING YOUR AUTO INSURANCE COSTS Speaking in very general terms, the cost of your auto insurance will depend on three broad considerations: (1) those risk factors that insurance companies consider relevant in estimating the likelihood that your will be involved in an accident and make a c... READ MORE >>

SMALL BUSINESS TAX CREDITS FOR HEALTH INSURANCE Don't Inadvertently Leave Money on the Table Small businesses are not required to obtain health insurance for their employees under the Patient Protection and Affordable Care Act. However, many small businesses have decided that it is in their best interests to do so. READ MORE >>

Summer is almost over. It's time to start thinking about your health insurance plan for 2017. This article will discuss health insurance plans available through Covered California, the marketplace for personal and family health insurance plans provided by private insurers but regulated by the State of California in accordance with the Patient Protection and Affordable Care Act. READ MORE >>

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