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The California Department of Insurance issued a new release today (September 11, 2015) reminding residents effected by evacuation orders in Amador and Calaveras counties that they may be eligible for reimbursement for additional living expenses through their homeowner or renter insurance policies. The Department advises homeowners and renters to review their policies to see if they have coverage for additional living expenses associated with evacuation and recovery including housing and food costs. Not all policies will contain such coverage, and not all living expense coverage is the same. So check your policy to see where you stand.

For additional information go to the Department of Insurance website at http://insurance.ca.gov. Click on "News", then "Press Releases," then "2015 Press Releases," and finally on the September 11, 2015 release titled "Living expense reimbursement may help victims of Butte fire recover." The release includes useful links to: "tips to prepare your home" to keep your home from becoming fuel for a wildfire, suggestions on what to do "before, during and after" a wildfire, and a home inventory guide to assist in preparing in inventory of your possessions for insurance purposes.

If you are in need of wildfire insurance, including coverage under California's FAIR Plan, please contact Pfeifer Insurance Brokers. We are specialists in wildfire coverage. See our special wildfire web site at www.californiawildfireinsurance.com for details on the FAIR Plan; and also see our recent informational blogs on related topics: "Wildfires and Homeowners Insurance - What You Need to Know" (July 31, 2015), "The California FAIR Program: A Possible Solution to Wildfire Risk" (May 28, 2014), and "California FAIR Plan: Insurance for Homes in Brush Fire Areas" (February 22, 2014).  

Alex Pfeifer
Pfeifer Insurance Brokers
650 762-8087

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