I have been receiving a lot of questions about who qualifies for a premium subsidy based upon their household income. Fortunately Covered California provides this chart to explain just that.
The best way to explain how to read the chart is through an example:
A household size of four with two adults and two children below the age of 18 will qualify for Medi-Cal if the household earns under $32,913 per year.
If the household income is between $32,913 and $63,441, then the two parents will likely qualify for a premium subsidized Covered California Plan, while the two children will qualify for Medi-Cal.
If the household income is between $63,441 and $95,400 then it is likely that the entire family will qualify for a subsidized Covered California health plan.
And finally if the household's income is greater than $95,400, the family will likely not qualify for any subsidy. They can purchase an unsubsidized Covered California plan or a plan directly through a regular health insurance company.
In order to figure out how much the plan costs please contact me and I can help you figure that out.