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Pfeifer Insurance Brokers Blog

View the latest blog posts from Pfeifer Insurance Brokers.

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Thursday, January 17, 2019

Do I need landscaper Insurance?

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Monday, December 31, 2018

What is the D-1 Notice used for Nonadmitted and Surplus Lines Insurers

Perhaps you have seen this notice written in all caps. No, your broker is not yelling at you. Rather the California Department of Insurance requires that consumers read the attached notice and sign it, when they are buying insurance from a Surplus Lines Insurer. READ MORE >>

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Thursday, December 20, 2018

Did Merced Insurance Cancel Your Policy?

The tragic Woolsey and Camp Fires have forced the liquidation of Merced Insurance Company. Merced Insurance was one of the go to to Insurance Companies for homeowners who had a hard time finding insurance for their homes in the Sacramento Valley. This included much of Paradise California. READ MORE >>

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Thursday, May 17, 2018

What is UMPD Insurance?

Getting into a car accident is one of the most dreadful things to me. It’s out of your control, and it’s terrifying. Now think of things going downhill even farther after the initial impact. First, you realize you’re in pain—and a lot of it. READ MORE >>

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Tuesday, April 17, 2018

Insurance for Gymnastics Studio

Pfeifer Insurance partners with American Specialty Express to provide Gymnastics Insurance. This policy covers facilities and training centers that provide gymnastics training and other related activities such as tumbling, cheerleading, dance, martial arts, aerobics/exercise classes, and more. READ MORE >>

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Thursday, April 5, 2018

How Much Does it Cost to Set up a Group Health Plan for my Business

There are a lot of businesses that come to us wanting to know if they have the best group health plan. Insurance rates are constantly fluctuating wildly. It's a good idea to take a little time to talk with us to determine if you are getting a good deal on your health insurance. READ MORE >>

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Thursday, April 5, 2018

Can I Buy Car Insurance if I Don't Have a US License?

This is a question that comes up quite frequently. People move to the United States and plan on staying for a year or two. To some, it makes sense to lease or purchase a car. The problem is that you have to have insurance in order to own or lease a car. A lot of car insurance companies will not insure drivers who do not have a US License. READ MORE >>

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Thursday, March 15, 2018

Gun Liability Insurance

The Second Amendment to the Constitution protects the rights of Americans to keep and bear arms. Yet what happens when a law-abiding citizen is forced to use their weapon to protect themselves or their loved ones? Many homeowner policies specifically exclude firearm use- even in self defense. READ MORE >>

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Tuesday, October 17, 2017

How do I know if I qualify for Covered California or Medi-Cal?

I have been receiving a lot of questions about who qualifies for a premium subsidy based upon their household income. Fortunately Covered California provides this Federal Poverty Level Chart to explain just that.  The best way to explain how to read the chart is through an example: READ MORE >>

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Monday, October 16, 2017

What Does Cancellation of CSR Payments Do to My Health Insurance?

On October 12, President Trump announced that the government would no longer make Cost-Sharing Reduction (CSR) payments to health insurance companies. What are CSR payments? And what effect does their cancellation have on my health insurance coverage. Will the cost of my policy go up? READ MORE >>

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