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Most insurance companies distinguish between long miles (over 7,500 per year) and short miles (under 7,500 per year). But Safeco Insurance just introduced a new pricing platform on January 10, 2014. Safeco is using more mileage bands so that your rates will be tied more closely to the number of miles you drive.

I ran a quote for someone who drives 4,000 miles per year and his rates dropped nearly by half. If you are a low mileage driver, please fill out this low mileage quote request and be sure to note the number of miles you anticipate driving in the next year. I will also check with other insurance companies to see if you can get a better deal elsewhere, but this is the only company offering a discount for the specific amount of miles you drive. Read more about car insurance.
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2 Comments

Anthony said...
How does it work if you have two cars? We have one car that gets a fair amount of use and another that rarely gets out of the garage. Would the less used car get the benefit of the low mileage discount, or is the use of the two cars cumulated?
THURSDAY, JANUARY 23 2014 11:04 AM
Alex said...
Thats an excellent question, John. The number of miles each car is driven is kept separate. The car that you keep in the garage will have very low insurance rates.
MONDAY, JANUARY 27 2014 6:37 PM

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