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The Second Amendment to the Constitution protects the rights of Americans to keep and bear arms. Yet what happens when a law-abiding citizen is forced to use their weapon to protect themselves or their loved ones? Many homeowner policies specifically exclude firearm use- even in self defense. That leaves the gun owner personally liable. Fortunately there is a program that you can enroll in that will protect your assets in the event of a lawsuit.

You can purchase a firearm liability policy designed to protect individuals against civil or criminal actions resulting from the use of a gun in self defense. We offer a number of limit options, ranging from $50,000 to $2,000,000. Annual premiums start at $135

CONSIDER SOME OF THE FEATURES OF OUR OFFERING:

  • Civil Actions – Legal Defense.  Provides expert legal counsel to protect you against civil litigation arising out of the covered use of a firearm for self-defense.

     

  • Civil Actions – Indemnity.  In the event of an adverse civil judgment occurring from a covered event, the policy will pay monetary awards (up to the limit of liability).

 

  • Criminal Actions – Legal Defense Reimbursement.  Policy will reimburse insured for reasonable legal expenses incurred while defending him/herself against criminal charges arising from the use of a firearm in self-defense (up to the limit of liability).

 

  • Criminal Actions – Legal Defense Retainer.  Advances funds to the insured to cover the cost of retaining legal counsel to defend against a criminal action.

 

  • Criminal Actions – Bail Bond.  Advances funds to cover the cost of securing a bail bond.

 

  • Compensation While in Court.  Compensation for loss of earnings resulting from time off taken from work to assist the insurance carrier in the investigation or defense of a covered claim.

 

  • Firearm Theft Civil Liability.  Provides legal defense for civil actions resulting from bodily injury/property damage caused by firearm stolen from the insured.

 

  • Psychological Sessions.  Reimbursement for therapy sessions with a licensed professional to help the insured cope with the trauma associated with using a firearm in self-defense.

 

  • Legal Defense Hotline.  Access to a hotline staffed by legal professionals.  This service is provides advice on questions relating to the use of a firearm in self-defense.  

Posted 6:32 PM

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Pfeifer Insurance Brokers   |   533 Airport Blvd, 4th Floor   |   Burlingame, CA 94010   |   Phone: 650-762-8087   |   Fax: 650-897-5998
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