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Pfeifer Insurance Brokers Blog

View the latest blog posts from Pfeifer Insurance Brokers.

I have been receiving a lot of questions about who qualifies for a premium subsidy based upon their household income. Fortunately Covered California provides this Federal Poverty Level Chart to explain just that.  The best way to explain how to read the chart is through an example: READ MORE >>

On October 12, President Trump announced that the government would no longer make Cost-Sharing Reduction (CSR) payments to health insurance companies. What are CSR payments? And what effect does their cancellation have on my health insurance coverage. Will the cost of my policy go up? READ MORE >>

Health care coverage and ObamaCare in particular have been in the news a lot lately. The Trump administration and Republicans in Congress made several attempts to “repeal and replace” ObamaCare in 2017. READ MORE >>

Flood damage has become a major topic for homeowners. Hurricane damage in Texas, Florida and Puerto Rico is a multi-billion dollar problem for society in general, and flooding can be catastrophic for a family that loses its home and possessions to rising waters. What do you need to know about flood damage and about insurance availability? READ MORE >>

Despite the generally gloomy media coverage about Obama Care over the last several months suggesting that it will be greatly weakened or perhaps non-existent in the near future, the Covered California program (the California version of Obama Care) is likely to be both robust and active in 2018. READ MORE >>

It wasn’t too long ago that I made a big move in my life. Literally. My wife, one year old son, and I moved out of the one bedroom condo in San Mateo that had seemed so perfect when my wife and I bought it about six years ago and then became so hopelessly cramped when young Xavier came along. READ MORE >>

A Note to Helena Fire Evacuees - Check Your Policies To See If You Are Entitled To Reimbursement For Evacuation-Related Expenses As of September 3, 2017, the continuing fire situation in the Helena, Trinity County area has caused at least 2,000 evacuations, has destroyed 72 homes and 61 out-buildings, and has damaged 4 homes and 4 out-buildings. READ MORE >>

Car Insurance can be discounted up to 60 percent, if you drive low miles and the low mileage is verifiable. Car insurance companies elect one of two ways to verify your driving habits. If you know how the company will verify the odometer reading, you can use that knowledge to your advantage. READ MORE >>

I only sell Term Life policies. Life insurance should be simple. That's what Term Life is. The purpose of Life Insurance is to provide financial security to your family, in the event of premature death. Term Life is the simplest and most cost efficient way to accomplish that goal. READ MORE >>

Car Insurance and Homeowners Insurance provide a limited amount of liability coverage.Those liability limits can quickly be exceeded during the course of a personal injury lawsuit. Umbrella Insurance is an extra layer of protection for the insured's personal assets.  READ MORE >>

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Pfeifer Insurance Brokers   |   533 Airport Blvd, 4th Floor   |   Burlingame, CA 94010   |   Phone: 650-762-8087   |   Fax: 650-897-5998
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